Have you ever seen those infomercials about buying houses with "No Money Down?" They are really well done. They have all kinds of people offering great testimonials about how they have gotten rich, buying rental properties, with absolutely no money out of their pocket. You see this guy, standing on a street corner, talking to someone, and he says,

Enough already! I'm tired of people telling me how bad things are out there. All you read and hear about is how the world is in financial ruin, people are losing their jobs and their homes and everyone's stress level and body weight is higher than ever. I hear FEAR in people's voices, I'm surrounded by negative attitudes and it's time to stop. List

I don't know how i feel about surprises. Adore to control situations, so surprises may not be my favorite thing; however in gifts, it's the thought that counts, right? Surprises in my work are nothing I'm fond of, that much I can confidently for instance. I can also confidently claim that I'm not alone during this. In small businesses, staying in t